International Health Insurance
Foreigners’ Health Insurance is a special policy that foreign nationals must obtain to reside in Turkey, covering essential health services as required for visa or residence permits. This insurance secures the medical care of expatriates during their stay in Turkey by insuring their treatment costs for illnesses or accidents up to specified limits.
Foreign Health Insurance is a tailored health policy for non-Turkish citizens living in Turkey, mandated for obtaining a residence permit. It meets the minimum coverage criteria set by authorities to ensure that foreign residents can access healthcare services as needed. This insurance typically covers both inpatient and outpatient medical treatments within specified limits and co-payment conditions. For instance, if a foreign resident needs surgery or hospitalization, the policy will cover the costs up to its coverage limit, and it will also contribute to expenses for routine doctor visits, tests, and medications as outlined in the policy terms. These plans usually include emergency treatment coverage, and many now explicitly cover pandemic-related health issues like COVID-19, providing comprehensive protection without extra charges. Foreign Health Insurance policies are generally issued for one-year periods (aligned with the residence permit duration) and can be renewed annually. By carrying this insurance, expatriates in Turkey not only fulfill their legal obligations for residency but also ensure they won't face financial hardship when seeking medical care. It offers peace of mind to foreign residents by guaranteeing that during their time in Turkey, they have support for their healthcare needs and can obtain necessary treatments with financial assistance.
