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Supplementary Health Insurance

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Supplementary Health Insurance

Want to use your SGK coverage at private hospitals too? Complementary Health Insurance covers the difference fees, examination and treatment costs that the public scheme does not pay — letting you benefit from both public and private healthcare at no extra cost.

Private Health Insurance

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Private Health Insurance

You deserve the best for your health. Private Health Insurance lets you get treatment at the hospital and from the doctor you choose, within the conditions of your policy. Access top-quality care instantly during illness, accidents or emergencies — without financial worry.

Travel Health Insurance

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Travel Health Insurance

Travelling is exciting, but the unexpected can knock at any time. Travel Health Insurance covers your urgent medical needs, baggage loss, flight cancellations and delays on your domestic and international trips — protecting you in any condition.

International Health Insurance

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International Health Insurance

Living in a new country is as exciting as it is uncertain. Foreign Health Insurance is a mandatory policy for foreign nationals residing in Turkey, required for residence-permit applications and covering basic health services. With Foreign Health Insurance, you are fully covered against any health risk you may face in Turkey at partner private hospitals and clinics, within the conditions defined in your policy.

Traffic Insurance

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Traffic Insurance

If you own a vehicle, compulsory traffic insurance is a legal requirement. It secures the material and bodily damages caused to the other party in an accident, protecting you from legal and financial liability.

Auto Insurance

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Auto Insurance

While compulsory traffic insurance protects the other party, Kasko insurance secures your own vehicle against every kind of risk. Protect your vehicle against collisions, theft, fire and natural disasters.

Electric Vehicle Kasko

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Electric Vehicle Kasko

Electric vehicles entered our lives together with new technology, yet traditional Kasko policies do not always address their unique risks. EV Kasko Insurance secures your vehicle against everything from battery damage and cyber attacks to charging-equipment failures and standard Kasko risks.

Motorcycle Insurance

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Motorcycle Insurance

Need the right coverage to ride freely. Motorcycle Insurance both meets your legal obligations and protects you and your bike from every kind of risk — accident, theft or unexpected damage.

Yacht & Boat Insurance

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Yacht & Boat Insurance

Enjoy the sea with confidence. Yacht and Boat Insurance secures your vessel against every kind of risk you may encounter at sea — accidents, storms, collisions or theft.

Earthquake Insurance (DASK)

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Earthquake Insurance (DASK)

Ninety percent of Turkey is under earthquake risk. Compulsory Earthquake Insurance (DASK) protects your home against earthquakes and earthquake-related disasters such as fire, explosion and landslide. Renew your DASK policy in time — it is legally required for title-deed transactions and gas subscriptions.

Home Insurance

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Home Insurance

Home Insurance comprehensively secures your house and belongings against fire, theft, flood, natural disasters and unexpected damages. We offer tailored solutions for every home — from tenants to owners, small flats to villas.

Business Property Insurance

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Business Property Insurance

Your workplace is both your livelihood and the product of your effort. Business Property Insurance comprehensively secures your premises against fire, theft, natural disasters and unexpected damages. We offer tailored solutions from small businesses to large enterprises.

Pet Insurance

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Pet Insurance

Your furry friends are not just pets — they're indispensable parts of your family. Pet Insurance secures your cat or dog against illness, accidents, surgery and emergency veterinary intervention — protecting both their health and your wallet from unexpected costs.

Private Pension (BES)

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Private Pension (BES)

Build your future today. The Private Pension System (BES) lets you save regularly during your working life so you can enjoy comfort in retirement. Supported by state contributions and tax advantages, BES is more than savings — it's the smartest investment in your future.

Cargo & Transport Insurance

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Cargo & Transport Insurance

Every cargo represents effort and value. Cargo Insurance comprehensively secures goods transported by road, sea or air against damage, loss and theft — from personal moves to commercial exports, from domestic shipping to international logistics.

Engineering Insurance

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Engineering Insurance

Every major project carries major responsibility. Engineering Insurance comprehensively secures construction projects, machinery and equipment, and assembly processes against unexpected damages, technical failures and third-party claims.

Fire Insurance

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Fire Insurance

Fire can destroy in seconds what was built over years. Fire Insurance comprehensively secures your home, workplace and assets against fire, explosion, smoke and related risks — for everything from individual homes to large commercial facilities.

Agricultural Insurance

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Agricultural Insurance

Every seed you plant is the beginning of effort and hope. Agricultural Insurance secures your crops, livestock and farming assets against unexpected risks such as frost, hail, drought, flood and natural disasters. Supported by TARSİM, policies cover producers of every scale — from small family farmers to large enterprises.

Cyber Risk Insurance

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Cyber Risk Insurance

In the digital world, any business can be a target. Cyber Risk Insurance comprehensively secures your business against every digital threat — from ransomware and data breaches to system failures and cyber fraud.

Personal Accident Insurance

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Personal Accident Insurance

Accidents don't warn you in advance, but you can decide how much they affect you. Personal Accident Insurance financially secures you and your family against any kind of accident — at work, at home or while travelling.

Products | Eftelya Sigorta